These Terms of Service ("Terms") govern your access to and use of the website and services provided by LTT Outsourced CFO ("we", "us", or "our"). By accessing our website at ltt-cfo.my or creating an account, you agree to these Terms.

1. Acceptance of Terms

By using our website or services, you confirm that you accept these Terms and agree to comply with them. If you do not agree, please do not use our website or services.

2. Our Services

LTT Outsourced CFO provides outsourced CFO, accounting, and financial advisory services. The content on our website is for general information only and does not constitute professional, financial, or legal advice tailored to your circumstances.

3. Accounts and Sign-In

Certain areas of our website may require you to create an account or sign in using a third-party provider such as Google or Facebook. You are responsible for keeping your account secure and for all activity that takes place under your account. You agree to provide accurate information and to notify us of any unauthorised use.

4. Acceptable Use

• You agree not to use our website for any unlawful or fraudulent purpose.
• You will not attempt to gain unauthorised access to any part of our website, systems, or data.
• You will not interfere with or disrupt the operation of the website or its security features.
• You will not copy, distribute, or misuse our content without permission.

5. Intellectual Property

All content on this website, including text, graphics, logos, and the LTT brand, is owned by or licensed to LTT Outsourced CFO and is protected by applicable intellectual property laws. You may not reproduce or reuse it without our prior written consent.

6. Third-Party Services

Our website may rely on or link to third-party services such as Google and Facebook for authentication. Your use of those services is subject to their own terms and policies, and we are not responsible for their content or practices.

7. Disclaimer

Our website and its content are provided on an "as is" and "as available" basis. While we strive for accuracy, we make no warranties that the website will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, LTT Outsourced CFO shall not be liable for any indirect, incidental, or consequential loss arising from your use of, or inability to use, our website or services.

9. Privacy

Your use of our website is also governed by our Privacy Policy, which explains how we collect and handle your personal data.

10. Changes to These Terms

We may revise these Terms from time to time. The updated version will be posted on this page with a new date, and your continued use of the website constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of Malaysia, and any disputes shall be subject to the exclusive jurisdiction of the Malaysian courts.

These terms are provided as a general template and do not constitute legal advice. Please have them reviewed by a qualified professional to ensure they meet your specific legal and regulatory obligations.